Email Disclaimer

The information contained in this communication is confidential and may be legally privileged. It is intended solely for the use of the individual or entity to whom it is addressed and others authorised to receive it. If you are not the intended recipient you are hereby notified that any disclosure, copying, distribution or taking action in reliance of the contents of this information is strictly prohibited and may be unlawful. MSBIA reserves any copyright, as well as any other Intellectual Property Rights, insofar as it is appropriate, in the contents of this email as well as any attachments. MSBIA is neither liable for the proper, complete transmission of the information contained in this communication nor any delay in its receipt.

The information may also contain the personal views and opinions of the author, which are not necessarily the views and opinions of MSBIA. MSBIA accepts no liability for any claim, loss or damage of whatsoever nature arising out of the knowledge of or reliance on or use of such information by anyone, regardless of whether such information is or is not the personal view or opinion of the author of this message. MSBIA will not be held liable for any damage, data corruption, harm or loss occurring from malicious software code or viruses which may be found in this email message or its attachments.

MSBIA reserves the right to monitor, intercept, access, and block e-mail addressed to anyone within MSBIA. Any actions or disputes arising from this email message or attachments shall be governed by the laws of the Republic of South Africa. By receiving, reading or acting upon this email or attachments you consent to the jurisdiction of the courts of the Republic of South Africa in respect of all disputes. Any monetary claims will only be in South African rands. Unless stated otherwise, nothing in this email or any attachments will be deemed to be an offer, warranty or representation by MSBIA. Only duly authorised staff having the necessary authority are able to bind MSBIA contractually.

E-mail messages and attachments will be deemed to have been received by MSBIA once there has been an acknowledgement of receipt. E-mail messages and attachments will be deemed to have been sent by MSBIA once accepted and shown as transferred on MSBIA’s e-mail server.

MSB is an Authorised Financial Services Provider. Reg No – 5199.